The Dave Klivans Dossier

Documented Positive Indicators: ag.online, LLC × Raises.com

Executive Summary

The client relationship with Dave Klivans, Co-founder of ag.online, LLC, represents a flagship reference account for Raises.com. Analysis of communications from Q1-Q2 2026 demonstrates a multi-faceted partnership characterized by deep operational dependency, explicit trust, and proactive client advocacy. Mr. Klivans has not only become a repeat consumer of capital sourcing services across a diverse and complex set of personal and corporate needs but has also evolved into an enthusiastic and valuable source of high-quality referrals.

Initially, Mr. Klivans self-identified as an introverted deal-sourcer who "was constantly struggling to raise capital." The engagement with Raises.com fundamentally altered this dynamic, with Mr. Klivans attesting that "the capital allocation process is done for me." This offloading of the capital-raising function has embedded Raises.com as a critical component in his business execution stack, utilized for everything from nine-figure agricultural acquisitions and pre-IPO securities-backed loans to personal debt consolidation.

This dependency is supported by numerous behavioral indicators of profound trust. Mr. Klivans consistently and willingly provides Raises.com with sensitive personal and corporate financial data, grants access to proprietary deal rooms, and explicitly directs the team to manage communications with third-party lenders on his behalf. This level of delegation signifies a relationship that transcends a simple vendor-client dynamic, moving into the realm of a trusted external capital markets partner.

Furthermore, Mr. Klivans has demonstrated extraordinary value as a brand ambassador. He has proactively referred numerous contacts from his professional network, including a single referral for a capital raise estimated in the "several hundred million dollars" range. His willingness to provide a detailed written testimonial, leave public reviews, and express a desire for tools to "refer massive amounts of folks" underscores his satisfaction. This combination of repeat business, operational dependency, explicitly stated praise, and high-value network activation qualifies the ag.online LLC relationship as a strategic asset and an ideal case study for Raises.com.

Section 1 — Direct Praise (Verbatim Quotes)

• Verbatim Testimonial (May 12, 2026): > "Before finding a partner in raises.com, I was constantly struggling to raise capital (primarily for real estate deals/acquisitions). I am highly introverted and didn't enjoy shmoozing with people to try to win their investment funds. When I started working with raises.com, they immediately went to work sourcing debt and equity for multiple large deals I had in the pipeline so I didn't have to. It was difficult to do everything on my own prior, because I was: sourcing deals, trying to look for capital, and trying to close multiple deals with fragmented investor sources, etc. Now, with raises.com, the capital allocation process is done for me. I don't need to look for capital because it's already taken care of. I source deals (which is what I'm great at anyway), and the excellent folks at raises.com come with the funding so we can close cleanly. In the future, we are planning to acquire institutional farms. This should be much easier utilizing raises.com because of their many outreach connections in the high finance community. We are looking to grow from one farm within our auspices to 10 farms within 3 years. We know we can now accomplish this utilizing the exceptional funding services offered by raises.com. Thank you, Dave Klivans (ag.online, LLC)" >
  Context: Provided via email when asked for a detailed review of his experience.

• "Since I am such a huge fan of raises.com and a wonderful client, I am starting to refer multiple individuals within my network to your firm." (April 23, 2026)
  Context: Email proactively announcing his intent to begin making referrals.

• "...the excellent folks at raises.com come with the funding so we can close cleanly." (May 12, 2026)
  Context: Excerpt from his formal written testimonial describing the team.

• "...we can now accomplish this utilizing the exceptional funding services offered by raises.com." (May 12, 2026)
  Context: Concluding line of his testimonial regarding his future 10-farm roll-up plan.

• "Tre, thank you again for coordinating the introduction." (May 13, 2026 & May 14, 2026)
  Context: Expressing gratitude for the introduction to Tamara Crowden at NS Global for a share-backed loan.

• "Doing business now with realbusinesssolutions.ai as a result of the connection with Luke Cowan, and thank you!" (April 30, 2026)
  Context: Expressing gratitude for a valuable connection made through Raises.com's network.

• "Sounds great. Thanks for your ongoing help and partnership." (April 27, 2026)
  Context: Responding to an update from Tre Brown on the sourcing of a $500k bridge loan.

• "Thanks for pushing hard on the bridge..." (April 28, 2026)
  Context: Email acknowledging Tre Brown's efforts on a time-sensitive loan.

• "Happy to write a review. What is the link?" (April 30, 2026)
  Context: Agreeing to provide a public review of the firm.

• "...happy to help in any way I can." (May 5, 2026)
  Context: Agreeing to write a detailed testimonial and asking for guidance on the content.

• "Awesome, awesome. Thank you, Trey. Thank you." (May 13, 2026)
  Context: Concluding a phone call with Tre Brown after discussing multiple active deals.

Section 2 — Behavioral Trust Signals

• Disclosure of Sensitive Financial Information: Mr. Klivans consistently shared confidential personal and business financial details to facilitate underwriting.

  • May 15, 2026: Disclosed his personal guarantee on two commercial loans for his memory care facility, Bella Groves.
  • May 13, 2026 (Call): Shared the entire capital structure, ownership stake (35% op-co, 50% real estate), and revenue figures for Bella Groves to assist in qualifying for a debt consolidation loan.
  • May 8, 2026: Provided specific amounts and high-interest rates for personal car loans and credit cards while asking Raises.com to find a consolidation solution.
  • May 7, 2026: Provided a comprehensive 15-point breakdown of his private share holdings in US Critical Materials Corp., including share count, basis, valuation, and IPO timeline.

• Delegation of Lender Communications: Mr. Klivans authorized Raises.com to act on his behalf in direct communications with financial institutions.

  • May 13, 2026: Instructed Tre Brown via an "URGENT" email: "Please reply to Sarab Singh at Huntington today," demonstrating trust in having Raises.com manage a key banking relationship.
  • May 5, 2026: In an email to a Lendingtree contact, he stated, "Please refer back to Tre Brown for additional documentation," positioning Tre as his designated agent.

• Granting Access to Proprietary Deal Materials: Mr. Klivans provided direct access to sensitive deal information.

  • May 4, 2026: Shared the password-protected website for ag.online and authorized its use with potential equity investors for the Wind/Wheat deal.
  • May 13, 2026 (Call): Authorized Tre Brown to share an outdated but highly valuable appraisal from the deal data room with prospective equity partners to advance discussions.

• Proactive Personal Network Introduction: In a significant gesture of trust and goodwill, Mr. Klivans offered to connect a Raises.com team member to a personal investment opportunity.

  • May 13, 2026 (Call): Offered to introduce Tre Brown to the Executive Chairman of US Critical Materials for a potential personal investment in the pre-IPO company, stating, "If you're personally interested in investing, I'm happy to connect you to Harvey Kaye."

Section 3 — Referrals & Network Activation

• High-Value Institutional Referral (May 1, 2026): Mr. Klivans introduced Al Mendrins, a "veteran ag broker in CA," whose associate was looking to raise "several hundred million dollars" for a new vegetable processing facility. He signed off with, "Wishing you both a fruitful connection (no pun intended)."

• Proactive Network Marketing (April-May 2026): Mr. Klivans took the initiative to market Raises.com to his LinkedIn network of 1,500 contacts, leading to immediate results.

  • April 23, 2026: Announcing his campaign, he noted, "with one marketing message so far, I have gotten a >50% (!) response rate regarding folks who may be interested in your firm."
  • May 5, 2026: He reported having referred "about 10ish friends."
  • May 13, 2026: On a call with Henry, he confirmed he had provided emails for 7 specific individuals.

• Expressed Intent for Mass Referrals (April 23, 2026): Mr. Klivans inquired about a partnership to scale his referral efforts, asking if he could "please receive a free subscription to the 'Whitelabel raises.com' product so I may refer massive amounts of folks?"

• Follow-Up & Vested Interest: He demonstrated a vested interest in the success of his referrals by following up with the Raises.com team to ensure they were being contacted.

  • May 12, 2026: Emailed Tre Brown because a referral had not heard from "Ken."
  • May 13, 2026 (Call): Cooperated with "Henry" to clarify referral details and stated his willingness to have more referrals "over time."

Section 4 — Dependency Indicators (Why He Cannot Easily Switch)

Raises.com is deeply embedded in the core deal-execution and capital-sourcing functions for both ag.online, LLC and Mr. Klivans' personal financial life, as evidenced by reliance across a complex, multi-track pipeline.

• Stated Reliance for All Capital Needs: Mr. Klivans explicitly defined Raises.com's role as his outsourced capital desk, stating, "Now, with raises.com, the capital allocation process is done for me. I don't need to look for capital because it's already taken care of." (May 12, 2026).

• Active Management of a Diverse Capital Stack:

  • Johnson Ag / Wind/Wheat Asset: Raises.com is tasked with sourcing the complete capital stack, including ~$25M in equity and ~$30M in senior debt for this large-scale agricultural acquisition (Emails of May 4, 2026; Call of May 13, 2026).
  • US Critical Materials Share-Loan: Raises.com is managing the process of securing a securities-backed loan against pre-IPO stock, sourcing and interfacing with specialized lenders like NS Global / Tamara Crowden (Emails of May 7 & 14, 2026; Call of May 13, 2026).
  • Huntington Bank Stock Loan: Raises.com is actively finalizing a stock loan with Huntington Bank, with Mr. Klivans directing Tre Brown to handle communications with the bank directly (Emails of May 13 & 15, 2026).
  • Personal Debt Consolidation: After one introduced lender (Lendingtree) proved not to be a fit, Mr. Klivans immediately turned back to Raises.com to source an alternative through a partner named "Saurabh" for a ~$750k personal loan (Email of May 8, 2026; Call of May 13, 2026).
  • Big River Drilling Acquisition: For a new, time-sensitive M&A opportunity, Mr. Klivans' immediate action was to request an urgent Letter of Commitment from Raises.com to include in his offer, demonstrating reflexive dependency (Email of April 24, 2026).

Section 5 — Forward-Looking Commitments

• 10-Farm Roll-Up Strategy: Mr. Klivans has articulated a multi-year growth plan that explicitly includes Raises.com as the funding partner: "We are looking to grow from one farm within our auspices to 10 farms within 3 years. We know we can now accomplish this utilizing the exceptional funding services offered by raises.com." (May 12, 2026).

• Interlinked Deal Pipeline: He directly links the success of current financing to immediate future business with Raises.com: "...once this [$500k bridge loan] is in place, we’re in a much stronger position to execute on the $1M consolidation and wind/wheat equity with you right behind it." (April 27, 2026).

• Commitment to Future Referrals: During a call regarding his recent referrals, Mr. Klivans stated he would continue to provide more, noting, "I'll have more over time, but I don't have any other ones right now." (May 13, 2026).

• Default First-Call for New Needs: His unsolicited inquiry about funding sources for deals in Uzbekistan, while outside Raises.com's current scope, shows he views the firm as his first point of contact for any new capital requirement (April 27, 2026).

Section 6 — Operational Compliments to Specific Team Members

• Tre Brown: As the primary point of contact, Tre Brown is the subject of repeated direct praise and gestures of trust.

  • Mr. Klivans repeatedly thanked him for coordinating introductions: "Tre, thank you again for coordinating the introduction." (May 13 & 14, 2026).
  • He acknowledged Tre's hard work on a specific file: "Thanks for pushing hard on the bridge..." (April 28, 2026).
  • He offered Tre a personal introduction to the Executive Chairman of US Critical Materials for a private investment opportunity, a significant sign of a strong working relationship (May 13, 2026 Call).
  • He ended a detailed operational call with clear gratitude: "Awesome, awesome. Thank you, Trey. Thank you." (May 13, 2026 Call).

• Ken: Mr. Klivans' follow-up regarding a referral's lack of contact from "Ken" (gm@raises.com) shows an expectation of Ken's involvement and a vested interest in the success of the process he manages (May 12, 2026).

• Henry: During a brief logistical call about referral contact information, Mr. Klivans was polite and cooperative, ending the call with, "Perfect. Thank you, Henry." (May 13, 2026 Call).

Section 7 — Risk Notes & Caveats

The client's high level of engagement also highlights areas for operational refinement, which should be viewed as opportunities to strengthen the relationship further.

• Referral Process Friction (Opportunity): Mr. Klivans noted a referred contact had not been reached by Ken (gm@raises.com) and proactively reached out to Tre for resolution. This presents an opportunity to refine the internal handoff process for new referrals to ensure a seamless experience for Mr. Klivans' network (May 12, 2026).

• International Sourcing (Future Capability): Mr. Klivans inquired about capital sources for deals in Uzbekistan. While Raises.com indicated this was not a current capability, it signals the client's expanding geographic interests and represents a potential area for future network development (April 27, 2026).

• Pace of Lender Diligence (Opportunity): Several emails express urgency and request updates on lender progress (e.g., "Urgent and important -- please reply today" on April 22; "Debt consolidation loan progress update please" on May 4). This underscores the time-sensitive nature of Mr. Klivans' deal flow and the opportunity for Raises.com to provide even more proactive communication on in-flight capital raises.

Appendix A — Source Index

1. Email: "Re: FILES NEEDED FOR COMPLETE UNDERWRITING - EXISITING & FOLLOW ON" (May 15, 2026)
2. Email: "Re: Re:" (May 14, 2026)
3. Email: "URGENT" (May 13, 2026)
4. Email: "Re:" (May 13, 2026)
5. Email: "Ken" (May 12, 2026)
6. Email: "Re: Referrals" (May 12, 2026)
7. Email: "Debt consolidation loan" (May 8, 2026)
8. Email: "Re: Securties Information & Details" (May 7, 2026)
9. Email: "Re: Lendingtree - New Application" (multiple, May 5-7, 2026)
10. Email: "Re: Dave 1-on-1 Call Today to structure deal?" (May 5, 2026)
11. Email: "Re: Referrals" (May 5, 2026)
12. Email: "Ag.online Website now accessible" (May 4, 2026)
13. Email: "Wind deal equity -- let's get it lined up ASAP please" (May 4, 2026)
14. Email: "Debt consolidation loan progress update please" (May 4, 2026)
15. Email: "Great connection in CA's Central Valley" (May 1, 2026)
16. Email: "Re: Referrals" (April 30, 2026)
17. Email: "Thank you" (April 30, 2026)
18. Email: "Re: Referrals" (April 30, 2026)
19. Email: "Priorities moving forward" (April 28, 2026)
20. Email: "Re: Seeking Term Loan Financing - 500K" (multiple, April 28, 2026)
21. Email: "Time-Sensitive: $500k Bridge (Thursday Funding Target)" (April 27, 2026)
22. Email: "Real quick response -- yes or no" (April 27, 2026)
23. Email: "Offer -- Big River Drilling" (April 24, 2026)
24. Email: "LOC -- URGENT DEAL -- MUST MAKE OFFER TODAY" (April 24, 2026)
25. Email: "Referrals" (April 23, 2026)
26. Email: "Bridge/refi" (April 23, 2026)
27. Email: "Urgent and important -- please reply today" (April 22, 2026)
28. Phone Call Transcript: Tre Brown × Dave Klivans (May 13, 2026, 24-minute duration)
29. Phone Call Transcript: Henry × Dave re: referral phone numbers (May 13, 2026, 2-minute duration)