Raises.com AI · Free

    A free 90-day capital raise plan for the deal you're buying

    Raises.com AI reverse-engineers the capital stack on your deal, names the one constraint between you and closing, and gives you the levers to pull in order, with targets at weeks 4, 8 and 12.

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    I'm Raises.com AI. Tell me about the deal you're buying and I'll build your 90-day capital raise plan: the math, the one constraint, and a 12-week sequence to close.
    What are you buying?

    About two minutes. No call required. Emailed and texted to you in minutes.

    Answer a few questions. Get your plan.

    Specific in, specific out

    Your plan is built from what you tell it, in real time. No follow-up call, no back-and-forth. So be specific.

    Don't write
    I need money to buy a business.
    Write
    Buying a $2.4M HVAC company in Texas. $610k EBITDA. LOI signed, 60-day close. The seller will carry 10%. I have $180k.

    That level of detail gets you a plan that names the exact lever and the exact number. Vague answers get vague plans. Give us the deal and we'll give you the math.

    Your 90-day capital raise plan

    What's in your plan

    1. The math

      Your capital stack, layer by layer: senior debt sized the way a lender sizes it, the seller note, your cash, and the equity gap left over. Then how many investors that gap takes at $25k, $50k and $100k checks, and whether the cash flow covers the debt.

    2. The constraint

      The one thing standing between you and closing. Not a list of ten things to improve. The single point of congestion that, fixed first, makes everything downstream easier.

    3. Your levers

      Four moves, named and in order, picked for your deal type and stage: the structure before the raise, the seller note, rollover equity, the right debt for the asset, and where your first investors come from.

    4. The sequence

      Weeks 1 to 4, 5 to 8 and 9 to 12, each with tasks and a hard target, so you know on day 30 whether you are on pace.

    5. The mistake to avoid

      The single most expensive mistake for a deal like yours, picked from deals we closed and deals we watched die.

    6. Phase 2

      What happens after the first close: reporting to investors, the second deal, and when a deal-by-deal SPV should become a fund.

    Sample plan · illustrative

    What that gets you

    1. A number you can raise against

      An equity gap and an investor count grounded in your price and cash flow, so you stop guessing at what the deal needs.

    2. Moves in order

      What to do first, second, third and fourth, and why that order matters for your deal. Not a brainstorm.

    3. Direct answers

      SBA or conventional. How big a seller note to ask for. 506(b) or 506(c). SPV or fund. The plan answers from your numbers instead of dodging.

    4. Lender-grade math

      Debt service coverage, debt to EBITDA, loan to value, computed the way a credit committee reads them. Every number about your deal is calculated from your inputs; examples from our files carry their own figures.

    5. Strategy into execution

      A 12-week sequence with targets at weeks 4, 8 and 12, so the plan turns into a calendar instead of sitting in a drawer.

    6. The path past it

      What the second and fifth deal look like, because the first deal should be built as the template for the next one.

    What is Raises.com AI

    • 24 of 25 said no

      The Texas Handshake

      Our case file on a Texas HVAC acquisition: 25 capital providers approached, 24 declined, one funded. The plan knows what changed the answer.

    • ~3x EBITDA

      Tre Brown on lender math

      Our Head of Capital Markets on the Top Capital Raiser Show: how senior lenders size business debt, the 1.15 coverage buffer, and when private credit at 12% to 15% makes sense.

    • Cross-border

      Deals that closed

      Sabrina Roc's cross-border acquisition and Cody Sechelski's Texas HVAC platform: how the stack was assembled and what made each one close.

    • No LOI, deposit hard

      Deals that died

      A self-sourced deal where the seller skipped the LOI, part of the deposit went hard on day one, and lawyers were paid before anyone underwrote it. The plan is built to stop that early.

    • Not the average opinion

      A general chatbot knows what every blog says about raising capital. Raises.com AI reasons from deals we closed and deals we watched fall apart.

      So your plan has a point of view, not a consensus.

    • Built on real deals

      Grounded in our case files, our Head of Capital Markets on lender behavior, and the bars we underwrite against.

      So your plan works from how lenders and investors actually decide.

    • Reasons in named frameworks

      The layer order (senior, seller note, rollover, then equity), structure before the raise, and the stop signs before you sign an LOI.

      So your plan names the exact lever, not generic advice.

    • Does real math

      Debt sized to cash flow, coverage at the lender's bar, the equity gap, and the investor count at real check sizes. Calculated in code from your inputs.

      So your plan gives you numbers, not a vibe.

    • Holds contrarian positions

      Make the equity gap the last number, not the first. Never pay a seller before an LOI. Build the structure before you talk to investors.

      So your plan can tell you not to do what everyone else recommends.

    Who this is for and who it is not for

    Who this is for

    People buying a business or real estate who need to raise or structure capital for it: first-time acquirers, independent sponsors, search funds, syndicators, and operators running a roll-up. If you have a target, or you're close to one, this is for you.

    Who this is not for

    Startup founders raising seed or venture capital for their own product, and passive investors looking for deals to put money into. Also not for anyone who won't share real numbers: the plan is only as good as what you tell it.

    Who's behind it

    Raises.com, since 2019

    Raises.com helps people buying a business or real estate raise the capital and build the structure to close: the entity, the PPM, the subscription agreement, the operating agreement, CFA-built proformas, the data room, and the debt and equity introductions.

    Raises.com AI is the free first pass on that work. It runs the math and the sequence. An advisor turns it into the documents and the raise.

    Raises.com is a consultancy and advisory firm. We are not a registered broker-dealer, and we do not sell securities.

    Questions

    Straight answers.

    The questions principals ask before they start.

    Because the first pass is the same every time: size the debt, find the gap, name the constraint, sequence the moves. The inputs change, the analysis doesn't. If the free plan is this specific, you'll want to see what working with an advisor looks like. If it isn't, you won't. The plan earns the next step or it doesn't.

    Every number comes from your answers: the price, the cash flow, your own cash, the stage. The debt is sized the way a lender sizes it, the equity gap and investor count follow from that, and the levers, the mistake and the 12-week sequence are picked for your deal type and stage. No two plans look the same because no two deals have the same inputs.

    About two minutes to answer. The plan is built while you watch, shown on screen, and sent to you by email as a PDF and by text as a link.

    In part. AI writes parts of the plan around your numbers, grounded in our case files, our Head of Capital Markets' lender guidance and the bars we underwrite against. The math and the 12-week sequence are built in code from your inputs and the assumptions printed on the plan, so no figure about your deal is invented.

    The plan works with what you give it. A price and nothing else gets a plan built on planning assumptions. A price, cash flow, your cash and the stage gets a plan that names the exact lever and the exact number. Specific in, specific out.

    There isn't one. The plan is yours. If you want an advisor to implement it, or to build a better one from your LOI, financials and lender terms, there's a way to book that inside the plan. If not, you still have a 90-day plan with the math and a 12-week sequence.

    No. It's a planning document built on stated assumptions. Lenders, counsel and your own advisors set the real terms, and raising from investors is a securities offering with rules of its own.

    We use it to build your plan and send it to you by email and text. An advisor may follow up about your deal. Reply STOP to any text to opt out.

    Two choices

    Keep guessing at the stack, or spend two minutes and get the math, the constraint and the 12-week sequence to close.

    Raises.com AI produces planning estimates from the information you provide and the assumptions printed on each plan. It is not legal, tax or investment advice, and it is not an offer to buy or sell securities. Lenders, investors and counsel set actual terms. Raises.com is a consultancy and advisory firm, not a registered broker-dealer. Results depend on your deal and your execution; nothing here is a promise of financing, investors or outcomes.